What is the truth about cash value life insurance?

I have read from many different sources that term insurance is the best way to go, and just invest in mutual funds. But, I personally know a few people who own cash value policies. They have something called equity indexed life insurance (not variable life insurance) and seem to be pretty happy with it. Does anyone know anything about or have any experience with this kind of insurance? I'm considering going with something like that because I was told it's basically term insurance with a savings component where you earn interest based on the upward movement of the S&P 500 ,I recommend that you visit this website where one can get rates from different companies:

BEST ANSWER: Try this site where you can compare quotes:insurancefreequotes.xyz

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